Rebecca Kennedy, Realtor

The Texas disabled veteran property tax exemption

August 29, 2026 · Veteran benefits · Texas

Texas has no state income tax. That is exactly why property tax carries so much more weight here than in whatever state you moved from — and why the veteran exemptions are worth understanding properly rather than half-remembering something a neighbor said. There are four of them that matter, one of them is brand new, and the most common mistake people make about the smallest one overstates it by a factor of about forty.

First: a value exemption is not a tax credit

The mistake nearly everyone makes A $12,000 disabled veteran exemption does not take $12,000 off your tax bill. It takes $12,000 off the appraised value the tax rate is applied to — so what you save is $12,000 times your tax rate.

Here are the real 2025–26 rates, per $100 of value, published by the City of Burleson:

Taxing entityRate
City of Burleson0.7218
Burleson ISD1.2552
Johnson County0.389276
Tarrant County0.48998

So a Burleson home on the Johnson County side runs about 2.37% combined, and one on the Tarrant side about 2.47%. A $12,000 value exemption is therefore worth roughly $285 to $295 a year — not $12,000.

That is not a reason to skip it. Free money is free money, and it compounds every year you own the house. But I would rather you have the right expectation than call your appraisal district furious about a bill that came out differently than you pictured.

The total exemption, on the other hand, is exactly what it sounds like.

The four exemptions

1. The 100 percent disabled veteran exemption — Tax Code § 11.131

A total exemption on the appraised value of your residence homestead. Not a discount. The whole thing.

Here is the part that gets missed, and it matters to a lot of people: you qualify with a 100 percent disability rating or with a determination of individual unemployability paid at the 100 percent rate. The Texas Comptroller says both. So does the Central Appraisal District of Johnson County, which lays it out as two separate qualifying paths on its own veterans page. If you are rated 70 percent but paid at the 100 percent rate under IU, you are in.

2. The partial disabled veteran exemption — Tax Code § 11.22

For ratings below the total-exemption threshold, a fixed amount comes off the value:

Disability ratingOff the value
10% to 29%$5,000
30% to 49%$7,500
50% to 69%$10,000
70% to 100%$12,000

Two things about this one that surprise people.

It is not limited to your homestead. Unlike every other exemption on this page, § 11.22 can be applied to any one property you own. If you have a rental, you have a choice to make about where to put it.

And if you are 65 or older, the bracket may not apply to you. A veteran who is age 65 or older with a rating of at least 10 percent — or who is totally blind in one or both eyes, or who has lost the use of one or more limbs — qualifies for the full $12,000 regardless of where the rating otherwise falls in that table. If you are 68 with a 10 percent rating and your district has you at $5,000, call them.

3. Donated homes — Tax Code § 11.132

This one is for a partially disabled veteran whose residence homestead was donated by a charitable organization — at no cost, or at a cost not exceeding half the home’s market value. Where it applies the exemption is a percentage rather than a dollar amount, and the percentage equals the disability rating. A 50 percent rating exempts 50 percent of the appraised value. Structurally different from § 11.22, and much larger.

4. The new surviving spouse exemption — Tax Code § 11.136

Approved 4 November 2025 — almost nobody knows this yet A surviving spouse of a veteran who died from a condition or disease presumed under federal law to have been service connected is entitled to a total exemption on the residence homestead — regardless of the veteran’s disability rating at the time of death — provided the spouse has not remarried.

That is the PACT Act population. Burn pits. Agent Orange. Camp Lejeune. If your husband or wife died of a presumptive cancer while carrying a 30 percent rating, the old rules gave you very little. This one gives you everything, and it is new enough that I would not assume your appraisal district has proactively found you.

Texas voters approved two other things on that same November 2025 ballot that are worth knowing: the school district homestead exemption went to $140,000, with an additional $60,000 for homeowners 65 or older or disabled. For a veteran with a partial rating, that ordinary homestead exemption is doing far more work than the $12,000 veteran exemption is. Stack all of them.

There are two more in this family, both total exemptions on the homestead for an unmarried surviving spouse: § 11.133, for the spouse of a service member killed or fatally injured in the line of duty, and § 11.134, the same for a first responder.

The trap that catches surviving spouses who downsize

This one has direct consequences if you are thinking about selling, and it is buried in a Comptroller FAQ where almost nobody looks.

A surviving spouse keeps the § 11.131 total exemption on three conditions: they have not remarried, the property was their residence homestead when the veteran died, and it remains their residence homestead.

If they move, the exemption does not reset to 100 percent at the new house. It carries over as the dollar amount of the exemption on the old home in the last year they received it. So a spouse moving from a $300,000 house to a $500,000 house carries a $300,000 exemption — and pays tax on the remaining $200,000.

That does not mean do not move. It means run the number first, because it can change what you can afford in a way nobody warns you about at the listing appointment.

Burleson is in two counties. This matters.

Most of Burleson is in Johnson County. The northern slice is in Tarrant County. Which appraisal district you file with depends on which side of the line your house sits on, and filing with the wrong one can cost you a year.

Johnson County CAD

109 N. Main St., Cleburne, TX 76033
(817) 648-3000
Mon–Fri, 8:00 to 4:30. There is a drop box at the front entrance for after hours.

Tarrant Appraisal District

2500 Handley-Ederville Rd., Fort Worth, TX 76118
817-284-0024
TAD publishes a separate mailing address for exemption filings — check tad.org or call before you post anything.

And the single most useful thing in this article: Johnson County runs a veterans services office right in Burleson, at the sub-courthouse, 247 Elk Dr., Suite 102, (817) 202-2971, weekdays 8:00 to 4:30. They help with identifying, filing and completing the forms, and it is free. Tarrant County’s equivalent is at 1200 Circle Dr. in Fort Worth, (817) 531-5645, also free.

Forms, deadlines and the mid-year purchase

One honest caveat, checked September 2026: Johnson County CAD’s disabled veteran exemptions page says a late application “may be filed up to two years after the deadline,” which contradicts the Comptroller’s five years. The same page asks for a Social Security award letter, which is documentation for the disabled person exemption rather than the disabled veteran one. I would call (817) 648-3000 rather than rely on that page.

If you buy mid-year, you do not wait until January — at least on the total exemption. The Comptroller is explicit for § 11.131: a person qualifying after January 1 of a tax year may receive the exemption immediately on qualification, for the applicable portion of that year. Buy in August, qualify in August. I have not found the Comptroller saying the same about the partial § 11.22 exemption, so ask your district rather than assuming it works identically.

Two things to raise with your lender, not your title company

These are lender practice rather than law, which is exactly why they get missed.

The seller’s exemption does not come with the house. It is personal to the qualifying owner. You inherit nothing and must qualify and file in your own name.

Your loan will probably be underwritten on un-exempt taxes. At application, the property’s taxes get estimated from the appraisal district’s current record — which is the seller’s situation, not yours. For a totally exempt veteran that can mean several hundred dollars a month of phantom payment inside your qualifying ratio and your escrow deposit. Ask your loan officer three questions at application, not at closing:

  1. Will you underwrite to the exempt tax figure?
  2. What documentation of my rating do you need in order to do that?
  3. How will the escrow analysis handle it in year two, once the exemption posts?

Some lenders will do it with the VA award letter in the file. Some will not. It varies, and it is worth asking two of them.

Common questions

How much is the Texas disabled veteran property tax exemption?

It depends on your rating, and it is an exemption from the property's appraised value rather than a credit against the tax bill. The partial exemption under Tax Code section 11.22 is $5,000 off the value at a 10 to 29 percent rating, $7,500 at 30 to 49 percent, $10,000 at 50 to 69 percent and $12,000 at 70 to 100 percent. Burleson's combined rate runs about 2.37 percent on the Johnson County side and about 2.47 percent on the Tarrant side, so a $12,000 value exemption is worth roughly $285 to $295 a year. A veteran rated 100 percent, or rated individually unemployable and paid at the 100 percent rate, gets a total exemption on the residence homestead under section 11.131 instead. Confirm with your appraisal district — this is general information, not tax advice.

Does individual unemployability qualify for the 100 percent Texas exemption?

Yes. The Texas Comptroller states that the total residence homestead exemption under Tax Code section 11.131 applies to a veteran receiving 100 percent compensation from the VA by reason of either a 100 percent disability rating or a determination of individual unemployability. The Central Appraisal District of Johnson County sets it out as two separate qualifying paths on its own veterans page. A veteran rated at 70 percent but paid at the 100 percent rate under IU qualifies for the full exemption. Confirm with your appraisal district — this is general information, not tax advice.

Is there a new Texas property tax exemption for surviving spouses of veterans?

Yes. Texas voters approved it on November 4, 2025. Tax Code section 11.136 entitles the surviving spouse of a veteran who died because of a condition or disease presumed under federal law to have been service connected to a total exemption on the residence homestead, regardless of the veteran's disability rating at the time of death, as long as the spouse has not remarried. This reaches the PACT Act presumptive conditions — burn pit exposure, Agent Orange, Camp Lejeune. It is new enough that many eligible spouses have not heard of it, so contact your appraisal district directly rather than waiting to be found. Confirm with your appraisal district — this is general information, not tax advice.

Which appraisal district do I file with in Burleson?

It depends on which side of the county line your house sits on, because Burleson spans two counties. Most of the city is in Johnson County, served by the Central Appraisal District of Johnson County at 109 N. Main St., Cleburne, (817) 648-3000. The northern portion is in Tarrant County, served by the Tarrant Appraisal District; exemption applications go to their Exemption District at 2500 Handley-Ederville Rd., Fort Worth, 817-284-0024; TAD publishes a separate mailing address for exemption filings, so confirm it before you post anything. Filing with the wrong district can cost you a year, so confirm before you send anything. Confirm with your appraisal district — this is general information, not tax advice.

Can a surviving spouse take the exemption to a new house?

Yes, but not at full value, and this catches people. A surviving spouse who keeps the section 11.131 total exemption and then moves does not get a fresh total exemption on the new home. The exemption transfers as the dollar amount of the exemption on the former homestead in the last year they received it. A spouse moving from a $300,000 home to a $500,000 home carries a $300,000 exemption and pays tax on the remaining $200,000. Run that number before you list. Confirm with your appraisal district — this is general information, not tax advice.

What if I buy a house in the middle of the year?

You do not have to wait until the following January. The Texas Comptroller states that a person qualifying for the exemption after January 1 of a tax year may receive it immediately on qualification, for the applicable portion of that tax year. Note also that the seller's exemption does not transfer with the house — it is personal to the qualifying owner, so you must apply in your own name. The standard filing deadline is April 30, and the Comptroller allows late filing up to five years after the delinquency date for the disabled veteran exemptions. Confirm with your appraisal district — this is general information, not tax advice.

Can I use the disabled veteran exemption on a rental property?

The partial exemption under section 11.22 can be applied to any one property you own — it is not limited to your residence homestead, which makes it unusual among Texas exemptions. You only get to apply it to one property, so if you own more than one it is worth thinking about where it does the most good. The total exemption under section 11.131, by contrast, applies only to the residence homestead. Confirm with your appraisal district — this is general information, not tax advice.

Moving to Burleson and not sure what your rating is worth here? Send me the address you are considering and your rating, and I will tell you which county it is in, which appraisal district you file with, and roughly what the exemption changes about the payment. I am a REALTOR and not a tax professional, so treat it as a starting point — but it is a much better starting point than guessing.

Ask me before you file

Keep reading

VA loans in Burleson: everything, in one placeThe VA funding fee, and who never pays itWhat the New Developments Mean for Your Burleson Property ValueUsing your VA loan more than once

Sources

  1. Texas Comptroller — Disabled veteran and surviving spouse exemptions FAQ
  2. Texas Comptroller — 100 percent disabled veteran and surviving spouse FAQ
  3. Texas Comptroller — Property tax exemptions index
  4. Texas Comptroller — Property Tax Today, January 2026 (the 2025 constitutional amendments)
  5. Central Appraisal District of Johnson County — 100% disabled veteran homestead
  6. Central Appraisal District of Johnson County — Contact
  7. Tarrant Appraisal District — Homestead exemption
  8. Tarrant County — Appraisal district contact information
  9. Johnson County — Veterans Services
  10. Tarrant County — Veteran Services
  11. City of Burleson — Property taxes

Checked September 2026. VA loan rules and Texas exemption amounts change — confirm current figures with your lender, the VA, or your appraisal district before you rely on them. I am a REALTOR, not a lender or a tax professional.

Rebecca Kennedy, REALTOR in Fort Worth, Texas

Rebecca Kennedy

REALTOR® · BHHS PenFed Realty Texas

I help buyers and sellers across the Dallas–Fort Worth Metroplex — Fort Worth, Burleson, Southlake, Crowley and Keller, and the surrounding Dallas area. I write these because they are the questions I answer on the phone every week, and most people never get a straight answer to them. If you have one I have not covered, ask me — I will probably turn it into the next post.